VP, Mortgage Banking & Ancillary Services
Coby Hakalir leads fintech and mortgage consulting projects at T3 Sixty. With more than 30 years of experience in residential and construction lending, he has held roles at national and super-regional banks, independent mortgage banks and privately-owned brokerages. At T3 Sixty, Coby focuses on helping the mortgage banking industry navigate a competitive market by leveraging his expertise in talent acquisition and retention as well as his extensive knowledge of mortgage operations and technology implementation.
In residential real estate, a traditional division of labor exists. Brokerage leaders naturally focus on consumer emotion. The structural financial mechanics of the transaction become "the mortgage team's problem."
Real estate brokerages are facing a margin crisis. Industry-wide profit margins have steadily eroded during the past five years, who’s to blame?
