The holidays give us an opportunity to connect with the most important people in our lives and reflect on the wonderful experiences and journey we had this year. We at T3 Sixty cherish this time. We cannot wait for 2020 to connect with our friends, colleagues and clients at industry events and in phone calls and working sessions as we all work to make the industry the best it can be. With the industry undergoing such fundamental change, we are excited by the opportunities and challenges ahead. The happiest of holidays and a Merry Christmas to you and yours. We’ll see you in January! On behalf of the T3 Sixty team, Stefan Swanepoel Chairman and CEO